Cardiff Mortgage Advisers

Qualified in-house Mortgage Advice

At Ray & Brown we take the time to talk to each customer about their mortgage needs, we have over 20 years’ experience in Mortgage Advice and Financial Services, so our team are well placed to help you with your move.

As Cardiff mortgage advisers our team have a strong history of helping customers move home, change their mortgage deals and have the correct insurances to help if the worst happens. We have access to over 90 mortgage lenders and use a panel of insurers to ensure that clients get the most suitable deal for their needs. We take the time to get to know our customers, so whether its your own onward purchase, or the buyer of your home, our team are quick and efficient and help get the completion of the sale done.

1) Focused on you

We take the time to get to know you and what’s important to you, then we are able to give the correct advice and recommendation to suit you. Our team take all the stress away from the home buying process as we process the application and work with the lenders to get the deal completed. As this is done under one roof at our Llanishen based office therefore you have a single point of contact, making the whole process a lot easier, allowing you to focus on the important things like planning the moving in party or choosing the new carpets.

2) Whole of Market

As we are qualified Cardiff mortgage advisers, we have access to over 90 of the top lenders, this means that we can work on getting a deal that’s right for you and your budget. Your own bank may well be able to get you a mortgage deal, but will they tell you about the other lenders out there who’s deals may well be more suitable?

3) Save Time

Our mortgage advisers are an established team and completely “in-house” and fully trained. So when you or your buyer are ready we are there able to act straight away, you don’t have to be put on a list for a call back or passed to another company to deal with. This not only saves you time, but it takes a lot of pressure away from you with having to contact different companies and get different stories each time.

4) Advisers for life

When you use us for your mortgage, we will be your broker for the whole journey. So when your deal is due to run out we’ll be there ready to help you, if you move home again we’ll be on hand to help with finances or if you need to borrow more for home improvements again we’ll be there for you. This is a free onward service, so no additional mortgage adviser advice fee’s to pay.